My parents died young, mother (42) father (almost 60). I had a cardiac arrest at 35. My body is full of Agent Orange. I did not expect to live, as I have, into my late 70s. I carefully planned to retire at 55 and did. I had saved and invested with advice and phenomenal luck. When I retired, I made certain that when I died my wife would have no financial worries. Little did I know, she'd precede me in death. Had I known how the cards would ultimately fall, I'd have worked another 20 years.
My only hope now is that when it's time for my life to end, it's sudden, without a prolonged illness or mental deterioration. I've written previously about my uncle, who died while napping in Montgomery Ward's shoe department while waiting for the shoe salesman to bring some shoes for him to try on. I'd love to go out like that!
I've been paying through the butt for long term care insurance since I turned 50, and I hope I never collect a dime.
My late wife retired and a few months later was diagnosed with Stage 4 breast cancer. Prior to her diagnosis we were planning on a semi-trip around the world. Without my wife, I've had little interest in much travel.