I'll throw my hat in, though I'm more of an engineer/logical type, so I tend to stay in the safe realm. Mind you, I'm basically answering your question with a question at a birdseye view without specific ideas, but that's mostly for your benefit since I don't need to know your personal answers, especially since you are keeping your skillset "hidden". I think we all just collectively want to see you happy and successful, however that looks!
As Stick said, do you follow your heart? Or, as I would put it, are you spontaneous or structured? I think it all is a matter of soul-searching to find out your personality and what really works for you--the way you think, the way you tackle a problem, the way you take risks (or don't). If you've ever had the chance to take a Myers-Briggs personality type test, you'd see where you tend to be in a natural state, but don't let that constrain you. If you are introverted, you may gain a lot from actually putting yourself out there as a salesperson or customer service rep! Or, you may not, like me.
Similarly, as some have said, sticking with pipe-related stuff or stuff you can do on the lathe & woodworking tools you already have is what I'd call "safe". Do you want safe? Do you want comfortable? These are not bad things, and certainly practical (I like them!
), but some years down the road, when you look back at this juncture where you "could've been anything", will you regret not taking a path less trodden, as Frost put it?
Do you want to make pens? Do you have a passion for pipe tampers? Cabinets? How bout pre-drilled and/or shaped pipe kits? Certainly a logistical challenge, but will it be fulfilling? Or will you just be going through the motions? Or would you be able to stick with just pipes and do something completely different?
It's of course more than just the practical. You can stick with what you know and are comfortable with, but will that make you miserable? Will you be a zombie? Do you want to push yourself with your new plan? Will that cause you to regret what direction you took?
I think very often in modern society we choose what is convenient, safe, known, or well-trodden and confine our lives to make ends meet. Now, I'm not advocating irresponsibility--that would be an egregious error to believe that is what I'm saying. But the American dream and indeed the dream of much of the Western world is to strive to be a pioneer, adventurer, trailblazer, and conqueror. Is that something you want? Or do you want stability, tradition, predictability, clarity? These are qualities too and highly esteemed, especially in Asia and many parts of Old World countries, where you see artisans learning the master's craft and continuing on through the family through generations.
Each has its challenges and each has its rewards. You'd need to weigh the risks (temporary or permanent, potential loss of income, instability, stress on you and your family relationships) and your lifestage (skills acquired, age, physical & mental acuity, etc.). What are you willing to risk? Will your wife and kids be able to support you through this? (I'm not speaking only monetarily.) Be fair and unselfish (I doubt you have that problem since you're asking us) so that they don't have to worry about themselves, but don't become a shell of yourself by sacrificing your dreams so that they do worry about who you are.
Another thing to consider is time. If you want to do something different with your life, will you do it right away or will you wait a "few years" to be in a place where you can enact full-time pipe making or plan B as necessary? Are you jumping into this because you're restless and impulsive or do you want to genuinely do this, but at a pace that is not detrimental to your family and those who depend on you? Will you need continuing education to enact your plan? Do you want to help other people through service or the like?
I did the Dave Ramsey course with my wife as well. Remember his end goal: You don't do this to become rich for the sake of being rich. You do this so when you have money, you can give and help. If you are in a healthy place financially, then you can be more flexible. Money is a tool, not an end in and of itself. If you have less, you can still give as long as you are giving from a healthy place for your family.
I hope that helps with your soul searching. I have no personal preference for you one way or the other, though I am extremely confident this community and I will be there to support you whatever your decision! I'm sending you a brief email too.